HOME BUYERS: GET A REALTOR, PLEEEEZ! A Loan Officer Rant

The MN Mortgage Mom is on a rant. I’m a little crazy right now. ATTENTION BUYERS! Long gone are the days of easy real estate, no doc financing and everything in between. Let me direct your attention to “today’s world”: Short sales, foreclosures, banks and asset managers…are you really equipped to deal with these realities? Declining values, appraised values, overpriced, underpriced…what kind of tools do you have in your back pocket to ensure you are getting the BEST value and deal available to you? Seller paids, seller concessions, seller carry backs….bet you can’t even define these potential opportunities! Negotiations, multiple …