charles-dailey-iloan-home-mortgage-specialist

Charles Dailey

NMLS# 79048 Operations Ninja - Top Producer

"iBuiltIt
iManageIt
iNeverQuit
iFinish"

Thank you for considering me as your loan officer and thank you for considering iLoan for your business.  You may have seen our

Your Team - Charles Dailey & Katie Rangel

Your Team – Charles Dailey & Katie Rangel

commercials during such quality television as the NBA Playoffs, Robot Chicken, or SyFy’s Sharknado. I’ve been told I have a baby face, but don’t be fooled. I’ve been doing mortgages since prime rate was 8.5% (That’s since 1997, for non-nerds). When you meet me, I will probably be badly in need of a haircut but packing the latest technology, both hardware and software. You can have as much information from me as you can possibly stomach about your loan and the market. Just say stop when you’ve had enough. While many believe that I have no interests outside of work, I do enjoy spending time with my weimaraner (Super Bee), fishing, and having my hopes dashed by the MN Vikings.

 

 

For a more professional profile and perhaps more inspiring one, try my LinkedIn resume: click here

You can view my reviews around the web in the links below.37968651_l

Zillow

Google

LinkedIn

Trulia

Best Loan Officers

 

  • Conventional Fannie Mae Mortgages
  • Conventional Freddie Mac Mortgages
  • FHA Mortgages
  • VA Mortgages
  • Rural Development Mortgages
  • Jumbo Mortgages
  • Super Jumbo Mortgages
  • New Construction Mortgages
  • First Time Homebuyer Programs
  • Non-Agency Portfolio Mortgages
  • Subprime Mortgages
  • Recast Mortgages
  • Private Mortgage Insurance Options
  • Underwriting
  • Evaluating the Self-Employed Borrower
  • Real Estate Contract Negotiation
  • Home Search Methodology
  • Homebuyer Education
  • Strategies on Locking vs. Floating
  • Down Payment Assistance

Super Mortgage ProfessionalSMP_15o

Mpls St. Paul Magazine

Certified Military Housing Specialist

USA Cares

Lending Integrity Seal of ApprovalNAMB Lending Integrity Member Seal

National Association of Mortgage Brokers

FHA DE Underwriter

U.S. Department of Housing and Urban Development

Top Agent Magazinetop agent magazine

Featured Mortgage Professional

Minnesota Mortgage Loan Originator License

MN Department of Commerce, License MN-MLO-79048

Wisconsin Mortgage Loan Originator License  MMA 2016 Member

Wisconsin Department of Financial Institutions, License 79048

California Mortgage Loan Originator

California Department of Corporations, License CA-DOC-79048

Virginia Mortgage Loan Officer License

Virginia Bureau of Financial Institutions, License MLO-16316VA

North Dakota Mortgage Loan Originator License

North Dakota Department of Financial Institutions, License 79048

South Dakota Mortgage Loan Originator Licensenamb-logo

South Dakota Department of Labor and Regulation, License 79048

Indiana Mortgage Loan Originator License

Indiana Department of Financial Institutions, License 22898

Georgia Mortgage Loan Originator Licnese

Georgia Department of Banking and Finance, License 79048

Washington Mortgage Loan Originator License

Washington Department of Financial Institutions, License MLO-79048

Wyoming Mortgage Loan Originator License

Wyoming Division of Banking, License 79048

Florida Mortgage Loan Originator Licnese

Florida Office of Financial Regulation, License LO27063

Illinois Mortgage Loan Originator License

Illinois Department of Financial & Professional Regulation, License 031.0039162

iloanhomemortgage_mortgage_toolsMortgage tools such as calculators, mobile apps, and glossaries can be found in the links below.

 

Calculators

Home Value Calculators

Home Rental Rate Calculator

Reverse Mortgage Calculator

Glossaries

Mortgage Glossary

Commercial Mortgage Glossary

HomeScouting Search

My Bio

Thank you for considering me as your loan officer and thank you for considering iLoan for your business.  You may have seen our

Your Team - Charles Dailey & Katie Rangel

Your Team – Charles Dailey & Katie Rangel

commercials during such quality television as the NBA Playoffs, Robot Chicken, or SyFy’s Sharknado. I’ve been told I have a baby face, but don’t be fooled. I’ve been doing mortgages since prime rate was 8.5% (That’s since 1997, for non-nerds). When you meet me, I will probably be badly in need of a haircut but packing the latest technology, both hardware and software. You can have as much information from me as you can possibly stomach about your loan and the market. Just say stop when you’ve had enough. While many believe that I have no interests outside of work, I do enjoy spending time with my weimaraner (Super Bee), fishing, and having my hopes dashed by the MN Vikings.

 

 

For a more professional profile and perhaps more inspiring one, try my LinkedIn resume: click here

My Articles

My Reviews

You can view my reviews around the web in the links below.37968651_l

Zillow

Google

LinkedIn

Trulia

Best Loan Officers

 

My Videos

Specialties

  • Conventional Fannie Mae Mortgages
  • Conventional Freddie Mac Mortgages
  • FHA Mortgages
  • VA Mortgages
  • Rural Development Mortgages
  • Jumbo Mortgages
  • Super Jumbo Mortgages
  • New Construction Mortgages
  • First Time Homebuyer Programs
  • Non-Agency Portfolio Mortgages
  • Subprime Mortgages
  • Recast Mortgages
  • Private Mortgage Insurance Options
  • Underwriting
  • Evaluating the Self-Employed Borrower
  • Real Estate Contract Negotiation
  • Home Search Methodology
  • Homebuyer Education
  • Strategies on Locking vs. Floating
  • Down Payment Assistance

Certifications

Super Mortgage ProfessionalSMP_15o

Mpls St. Paul Magazine

Certified Military Housing Specialist

USA Cares

Lending Integrity Seal of ApprovalNAMB Lending Integrity Member Seal

National Association of Mortgage Brokers

FHA DE Underwriter

U.S. Department of Housing and Urban Development

Top Agent Magazinetop agent magazine

Featured Mortgage Professional

Minnesota Mortgage Loan Originator License

MN Department of Commerce, License MN-MLO-79048

Wisconsin Mortgage Loan Originator License  MMA 2016 Member

Wisconsin Department of Financial Institutions, License 79048

California Mortgage Loan Originator

California Department of Corporations, License CA-DOC-79048

Virginia Mortgage Loan Officer License

Virginia Bureau of Financial Institutions, License MLO-16316VA

North Dakota Mortgage Loan Originator License

North Dakota Department of Financial Institutions, License 79048

South Dakota Mortgage Loan Originator Licensenamb-logo

South Dakota Department of Labor and Regulation, License 79048

Indiana Mortgage Loan Originator License

Indiana Department of Financial Institutions, License 22898

Georgia Mortgage Loan Originator Licnese

Georgia Department of Banking and Finance, License 79048

Washington Mortgage Loan Originator License

Washington Department of Financial Institutions, License MLO-79048

Wyoming Mortgage Loan Originator License

Wyoming Division of Banking, License 79048

Florida Mortgage Loan Originator Licnese

Florida Office of Financial Regulation, License LO27063

Illinois Mortgage Loan Originator License

Illinois Department of Financial & Professional Regulation, License 031.0039162

Tools & Resources

iloanhomemortgage_mortgage_toolsMortgage tools such as calculators, mobile apps, and glossaries can be found in the links below.

 

Calculators

Home Value Calculators

Home Rental Rate Calculator

Reverse Mortgage Calculator

Glossaries

Mortgage Glossary

Commercial Mortgage Glossary

Find a Home

HomeScouting Search

My Welcome Letter – Getting Started with Charles Dailey of iLoan

Thanks for considering me for your loan officer.

If you’re curious about my company, we are the biggest mortgage lender in MN that you’ve never heard of. We underwrite and fund our own loans and then subsequently sell off the loan to any one of many different “end investors” that I’m sure you’ve heard of (i.e. Wells Fargo, US Bank, Franklin American, Flagstar, Pacific Union, Chase, DiTech, DeepHaven, etc.). While I have the capacity to broker loans to other lending institutions, I primarily act as a correspondent lender with funding and delegated underwriting authority for Fannie Mae, Freddie Mac, RD, MHFA, VA and FHA loan products. For my personal resume click here and for our company Better Business Bureau rating, click here.

A lot of the mortgage process can be handled online and over the phone these days. What I typically like to do is get all of the essential information that would be needed to process the pre-approval ahead of time and then, when we meet or schedule a conference call, we’ll take that time to go over options. Otherwise, we’ll end up going over paperwork and forms that are less relevant to your interests. A third option (and a very popular one) would be to do a video conference at https://join.me/iloanhomemortgage where you can see me, hear me and see my computer screen. This seems to work better for most of my clients but I can accommodate a change in plans if you need.

This front-end process comes in 3 steps. The three steps come in this order:

(1) Apply online. To start this process, click here. You can schedule an application over the phone if you prefer but the online application is quicker and most people opt for it because it is less intrusive on a person’s schedule.  To learn why this is the most important step in the loan process, click here.

(2) Collect needed paperwork for the transaction. Although I can provide you with a checklist that’s tailored to your specific transaction, it’s a better idea for you to get an idea of what will be needed now; to see this list, click here. This information is not required for a pre-approval but the strength of your pre-approval will be reinforced by proper review of this material so it is highly recommended.

(3) Schedule a face to face meeting (to do that, click here), conference call or video conference (to do that, click here) to go over the options that you have, how these options will fit in with your short and long term plans, suggestions that could improve your options (if applicable), principles of floating a rate vs. locking a rate, interest rate forecasts, general lending industry questions and anything else that you have on your mind.

After these 3 steps, I’ll pre-underwrite the loan directly through FHA, RD, VA, Fannie Mae or Freddie Mac so that your approval can be strong and you can have full confidence in your financing. I really look forward to working with you. Feel free to e-mail or call me anytime about any of this.

iLoan Home Mortgage

Welcome to iLoan Home Mortgage, your source for residential mortgages in Chicago. Whether you are purchasing your first home or refinancing an existing mortgage, iLoan's experienced professionals are to help. Take advantage of our low rates and ask our representatives about our NO FEE Mortgage. We look forward to working you!


HOURS
Monday - Friday | 9 AM - 7 PM
Saturday | 10 PM - 6 PM
Sunday | By Appointment
ONLINE 24/7 - //apply

PHONE
888-313-0404
LOCATIONS
3069 W Armitage Ave
Chicago, IL 60647