Legal

Licensing | Privacy Statement | Terms of Use | Trademarks

Licensing

  • California: License Number 4131024, NMLS ID 4474, Branch License Number 813H426, Branch NMLS ID 357555 – Doing Business as iLoan Home Mortgage – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act
  • Florida: License Number MLD65, NMLS ID 4474, Branch License Number (none assigned), Branch NMLS ID 357555 – Doing Business as iLoan Home Mortgage
  • Georgia: License Number 31285, NMLS ID 4474, Branch License Number (none assigned), Branch NMLS ID 357555 – Doing Business as iLoan
  • Illinois: License Number 6850049 (alias iLoan), NMLS ID 4474, Branch License Number MB.6761015-002, Branch NMLS ID 1253724 – Doing Business as iLoan Home Mortgage
  • Indiana: License Number 22720, NMLS ID 4474, Branch License Number (none assigned), Branch NMLS ID 357555 – Doing Business as iLoan Home Mortgage
  • Minnesota: License Number MN-MO-20567356 and MN-MO-40226439 (alias iLoan), NMLS ID 4474, Branch License Number MN-BR-357555, Branch NMLS ID 357555 – Doing Business as iLoan
  • New Jersey: License Number (none assigned), NMLS ID 4474, Branch License Number (none assigned), Branch NMLS ID 357555 – Doing Business as iLoan
  • North Dakota: License Number MB102121, NMLS ID 4474, Branch License Number NDBR357555, Branch NMLS ID 357555 – Doing Business as iLoan Home Mortgage
  • South Dakota: License Number ML.04893, NMLS ID 4474, Branch License Number (none assigned), Branch NMLS ID 357555 – Doing Business as iLoan Home Mortgage
  • Virginia: License Number MC-5684, NMLS ID 4474, Branch License Number MC-5684, Branch NMLS ID 357555 – Doing Business as iLoan – http://www.nmlsconsumeraccess.org/
  • Washington: License Number CL-4474, NMLS ID 4474, Branch License Number CL-357555, Branch NMLS ID 357555 – Doing Business as iLoan
  • Wisconsin: License Number 43986BA & 4474BR, NMLS ID 4474, Branch License Number 357555BR, Branch NMLS ID 357555 – Doing Business as iLoan
  • Wyoming: License Number 2183, NMLS ID 4474, Branch License Number 2521, Branch NMLS ID 357555 – Doing Business as iLoan Home Mortgage

Privacy Statement

iLoan has created this privacy statement in order to demonstrate our firm commitment to privacy.

What personal information is being collected?

Unless this web site asks for specific personal information in order to respond to requests for information or to register uses for particular services, only the following information will be collected when you use this site: your server address; the date and time of your visit to the site; the pages you accessed and the documents downloaded; the previous site you visited; and the type of browser you are using. This information is collected for statistical purposes and to enable us to improve the navigation functions of our web site.

Who is collecting personal information?

Where this site specifically asks for your personal information (for example to respond to requests for information or to register users for particular services), your personal information will only be collected by staff of iLoan who have responsibility for responding to such requests or administrating such registrations.

How is personal information used?

Personal information collected on this web site will only be used for the purposes stated at the time of collection. Your personal information will not be forwarded to any third party, added to a mailing list or used for any other purpose without your consent.

Cookies

Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behaviour upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date. Access to personal information collected on this site Unless required by law to do so iLoan will only disclose personal information collected on this site to a third party if consent has been provided.

Security of personal information collected on this site

This site does not provide facilities to guarantee the secure transmission of information across the Internet. Whilst reasonable efforts are used to provide security, users should be aware that there are inherent risks in the transmission of information across the Internet.

Outside Links

These sites may on occasion provide links to other sites for your convenience or additional information. iLoan is not responsible for any content or practices of these sites.

Your Rights

You can request access to the personal information (if any) that we keep on record. If you believe any information that we keep on record is incorrect or out of date you may request that it be corrected. There is no fee for requesting access to your information, however, we may charge you the reasonable cost of processing your request.

Further Information

For further information about this Privacy Statement contact info@iloanmortgagelending.com.

Financial Services Privacy Policy

For a copy of our financial services policy, click here.

Terms of Use

Between User & iLoan

Please read this agreement (“Agreement”) carefully before accessing or using this web site (“Site”). By accessing or using the Site, you agree to be bound by this Agreement. iLoan and its suppliers provide the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of this site constitutes your agreement to all such terms, conditions and notices.

The information and services offered on this Site are provided with the understanding that neither iLoan, nor its suppliers or users are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.

iLoan and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. While iLoan and its suppliers, strive to keep the information on this Site accurate, complete and up-to-date, iLoan, and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.

PERSONAL AND NONCOMMERCIAL USE LIMITATION: PROHIBITED USES

You may access, download and print materials on this Site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. The foregoing prohibition expressly includes, but is not limited to, the practices of “screen scraping” or “database scraping” to obtain lists of users or other information. If and when requested by iLoan, you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of iLoan, you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

PROPRIETARY RIGHTS

All materials on this Site (as well as the organization and layout of the Site) are owned and copyrighted or licensed by iLoan and, its affiliates or its suppliers. © iLoan, 2009. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this Site is permitted without the written permission of iLoan and, its affiliates or its suppliers. © iLoan.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Site, you warrant to iLoan, that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Site automatically terminates.

LIABILITY DISCLAIMER

You use this Site at your own risk. If your use of this Site or the materials therein results in the need for servicing or replacing property, material, equipment or data, neither iLoan, nor its affiliates are responsible for those costs.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. iLoan, ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY WITHOUT PRIOR NOTICE MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE INCLUDING BUT NOT LIMITED TO THE INFORMATION, SERVICES, PRODUCTS OR OTHER MATERIAL AT ANY TIME. ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL iLoan, ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIAL AND/OR SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF iLoan, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless iLoan, its affiliates and suppliers from any liability, loss, claim and expense (including attorney’s reasonable fees) related to your violation of this Agreement.

LINKS TO THIRD PARTY SITES

Outside Links – While on this web site, you may be led to other web sites operated by parties other than iLoan, or its affiliates. Inclusion of hyperlinks by iLoan, to web sites does not imply any endorsement of the material on such web sites or any association with their operators, and you access and use such sites, including information, material, products and services therein, solely at your own risk. We are not responsible for the quality or results or any product or service provided by these companies. Review their products and services carefully. Furthermore, because the privacy policy you just read is applicable only when you are on our Site, once linked to another web site, you should read that site’s privacy policy before disclosing any personal information. Their own privacy policies may be different than ours. We are not responsible for the use of the information that you give these third parties.

CHANGES TO AGREEMENT

iLoan may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.

MISCELLANEOUS

This website is applicable to and should only be used by persons 18 years of age or older located within the United States of America. Access and use of this website by persons under the age of 18 or from locations other than the United States is prohibited.

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of Pennsylvania without giving effect to any principles of conflicts of law. Failure by iLoan, or its affiliates to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between iLoan, and/or its affiliates and you related to this Agreement shall be brought exclusively in federal district court.

iLoan logos, product and service names are trademarks owned by and licensed to iLoan, or its affiliates (the “Marks”). Without the prior written permission of iLoan or its appropriate affiliates, you agree not to display or use in any manner, the Marks. All other trademarks are the property of their respective owners.

Trademarks

Copyright © 2009-2014, Charles Dailey – All Rights Reserved