Buying a home has become synonymous with living the American Dream and while it is an exciting time the home buying process can seem daunting. To assess your level of preparation for purchasing a home, let’s see how you do with the following question:

What is the first thing you should do when buying a house?

  • A. Find a real estate agent
  • B. Apply for a mortgage
  • C. Establish a budget

While A and B may seem like the obvious choice (and you will probably have to do both at some point), the first thing to do is:

figure out your budget.

The key with this exercise is to determine how much you have for a down payment and what kind of monthly payment you can afford.   With this information we can issue you a pre-approval so that you can begin your property search.

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